Choosing the Right Credit Card

    

2 minute read

 

 

     Overwhelmed with the number of options for credit cards? Not sure what's best for you and your goals? Card Curator has got you covered! In this post, we'll highlight the best credit cards for varying categories and showcase what rewards you can earn.


  • Best for cash back: Chase Freedom Unlimited Card
    • 5% back on travel purchased through Chase, 3% on dining and restaurants, and unlimited 1.5% on all else plus a $200 bonus after spending $500 in the first three months.
  • Best for rotating rewards: Discover it Cash Back Card
    • 5% cash back on rotating categories for everyday purchases like groceries or Amazon, 1% unlimited on all else, and a 2x cashback match at the end of the first year.
  • Best welcome bonus: Chase Sapphire Preferred
    • Receive an 80,000 points bonus after spending $4,000 in the first three months of opening an account.
  • Best for building credit and average credit: Petal 2 Visa Card
    • Earn 1% cash back and up to 1.5% when you pay on time with more cash back rewards when spending at select merchants.
  • Best for students: Discover It Student Chrome
    • 2% cash back on the first $1,000 you spend at gas stations and restaurants each quarter, and 1% on all else with a dollar-for-dollar match at the end of the first year.
  • Best for travelers: Amex Gold Card
    • Earn 4x points on dining and groceries, 3x points on flights, $10 cash credit per month on Uber, and 60,000 Membership Rewards Points after spending $4,000 in the first 6 months of membership.
  • Best for business: The Business Platinum Card from Amex
    • Earn 85,000 Membership Rewards points after spending $15,000 on eligible purchases, 5x points on flights and prepaid hotels, and 1.5x points on each eligible purchase over $5,000.
  • Best for low interest: US Bank Via Platinum Card
    • Get 0% introductory APR on purchases and balance transfers for 20 billing cycles!
  • Best for groceries: Blue Cash Preferred Card from Amex
    • Earn 6% cash back at U.S. supermarkets and streaming, 3% on transit and gas, and 1% on all else.
  • Best for dining: Citi Prestige
    • Earn 5x points on dining and air travel, 3x points on hotels and cruise lines, and 1x points on all else.
  • Best for gas: PenFed Platinum Rewards Visa Signature Card
    • Earn 5x points on gas purchases, 3x points on groceries, and 1x points on all other purchases with a $100 bonus offer statement credit when you spend $1,500 in the first 90 days.
  • Best for entertainment: Capital One Savor Cash Rewards Card
    • Earn 4% cash back on dining and entertainment purchases, 2% at grocery stores, and 1% on everything else with a $300 cash bonus after spending $3,000 in the first three months.

Now that you know which credit card to select for your goals and background, don't forget to use your cards responsibly and pay your bill in full each month!

Written by Steven Munsie

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