Our mission is simple: We want to put more money in your pocket.

How? By helping you play and win the credit card rewards game. 

Why? Because credit rewards are free money and we believe everyone should be able to take full advantage of the system and have as much fun as we’ve had traveling the world, trying out new hobbies, and giving to charity.


Card Curator®

We learned all of this the hard way, and we started Card Curator so you don’t have to do the same thing.  All the tips, tricks, and strategies we picked up over years of research are built into the Card Curator app. 

You can trust that our recommendations are 100% independent, objective, and designed to help you make decisions that will help you earn more and go far.



John Garner

Co-Founder, CEO

John left his job in trading to pursue his passion for travel and start Card Curator.  He received a B.A. in Economics and Psychology from Dartmouth College and holds an MBA from the Wharton School of the University of Pennsylvania. Prior to Card Curator, John worked for over 8 years in the financial service industry in NYC and London. He got his first taste of international travel when his family moved to London in 1996, and he hasn’t stopped since. John recently visited his 82nd country, surpassing his father’s impressive total of 77.

Meet the team John Garner
Meet the team Bruce Garner

Bruce Garner

Co-Founder, Chairman

Bruce is a dual citizen of the US and the UK. He spent over 30 years in the financial services industry in NYC, London, and Singapore. Until John convinced him to be the chairman of Card Curator, he spent his time building global commodity trading businesses. Now he’s putting his Cornell MBA to use growing a fintech start-up. Bruce may not have visited quite as many countries as John, but he insists he’s had more fun!

Anuj Patel

Co-Founder, Director of Engineering

Prior to joining Card Curator, Anuj worked in the financial service industry for over 5 years as a CPA where he handled mergers and acquisitions for clients in the commercial real estate and hospitality industries. Anuj holds a B.S. in Accounting and Finance from George Mason University and a master's in Computer and Information Technology from the University of Pennsylvania. In his spare time, Anuj likes to put his points and miles into good use; one of his favorite, most memorable trips is a tour that he did with his family of several European cities which included London, Brussels, Munich, Zurich, Florence, Rome, Venice, Nice, and Paris!


Our Team of Advisors

Kerim Derhalli,
Founder & CEO

FinTech Advisor

Daniel Senyard,
Founder & CEO

Travel Advisor

Molly Hellerman,
Global Head of Innovation

Innovation Advisor

Steve Duckworth,
Co-founder & CEO

CTO Advisor

Desmond Fitzpatrick, Resilience Manager and Quantum Ambassador

AI Advisor

How it Began

Understanding credit card rewards is like having a superpower.  If you know how to play the game, you can do all sorts of amazing things. Card Curator founder, John Taylor Garner, first discovered the power of credit card rewards as a volatility trader in N.Y.C. He worked hard to master travel hacking and learn all the best strategies for piling up credit card points. And then he turned all those points into amazing adventures complete with free first-class flights and five-star hotel stays around the world, including an awesome two-week adventure to Japan and Korea in 2017. Sometime during that trip he began wondering, “Why doesn’t everyone do this?”

The Birth of the App

He figured out the answer after his efforts to convince his friends and family to get in on the fun  fell flat — most people just don’t have enough time and energy to spend on figuring out credit card rewards strategies. But John was undeterred! He knew there were billions of dollars in credit card rewards waiting to be claimed, and he was passionate about the idea of making it easy for everyone to earn rewards and use them to travel, give to charity, pay off debt, fund their hobbies, buy cool stuff, visit family, or whatever else they want to do with them. To turn his dream into a reality he began by building an algorithm in his spare time. Eventually, John quit his job, assembled a team, and built and launched the one-of-a-kind Card Curator app. Mission accomplished. Now all it takes to become a credit card superhero is downloading the app and following our automatic recommendations!
We’ve barely gotten started and we’ve already helped hundreds of people earn thousands of extra untaxed dollars per year. But we’re not done yet.  We’re committed to making Card Curator better and finding more ways to make it even easier for you to win the rewards game and put more free money in your pocket.

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